Bank Holiday Today: Are Banks Open or Closed on August 27, 2025?

By Tanmay Giri

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Bank Holiday Today: Are Banks Open or Closed on August 27, 2025?

Quick Answer: Banks are closed today in several major cities including Mumbai, Bengaluru, Chennai, Hyderabad, Ahmedabad, and others due to Ganesh Chaturthi celebrations. However, banks remain open in cities like Delhi, Kolkata, Jaipur, and many other locations. Digital banking services work normally everywhere.

Is Today a Bank Holiday?

Yes, today (August 27, 2025) is a bank holiday in specific cities across India due to Ganesh Chaturthi festival. This is a regional holiday, which means some cities observe it while others don’t.

Cities Where Banks Are Closed Today

According to the RBI holiday calendar 2025, banks are closed today in these cities:

  • Mumbai
  • Bengaluru
  • Chennai
  • Hyderabad
  • Ahmedabad
  • Bhubaneswar
  • Nagpur
  • Panaji (Goa)
  • Vijayawada
  • Belapur

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Cities Where Banks Are Open Today

Banks continue normal operations in these major cities:

  • New Delhi
  • Kolkata
  • Jaipur
  • Patna
  • Lucknow
  • Chandigarh
  • Kochi
  • And most other cities

Bank Holidays in August 2025

August 2025 has 15 bank holidays in total, including weekends and festival days. Here are the major ones:

DateHolidayCities Affected
August 15Independence DayAll India
August 16JanmashtamiMultiple states
August 27Ganesh Chaturthi10 cities
August 28Ganesh Chaturthi (Day 2)Odisha, Goa

Important Note: Tomorrow (August 28) will also be a bank holiday in Odisha and Goa for the second day of Ganesh Chaturthi.

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What Banking Services Work Today?

Even when bank branches are closed, these services remain available 24/7:

✅ Available Services

  • UPI payments
  • Net banking
  • Mobile banking apps
  • ATM withdrawals
  • NEFT transfers
  • RTGS payments
  • Credit/Debit card transactions

❌ Unavailable Services

  • Cash deposits at branches
  • Cheque clearance
  • Demand draft issuance
  • Account opening
  • Locker access

Bank Working Hours on Regular Days

When banks are open, typical working hours are:

  • Opening time: 9:30 AM – 10:00 AM
  • Closing time: 3:30 PM – 4:00 PM (for cash transactions)
  • Full service: Till 5:30 PM
  • Saturday: Open on 1st, 3rd, and 5th Saturday only

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Frequently Asked Questions (FAQ)

Q1: Are banks open today in Delhi?

A: Yes, banks are open today in Delhi as Ganesh Chaturthi is not observed as a bank holiday there.

Q2: Can I transfer money today if banks are closed?

A: Yes, you can use online banking, UPI, or mobile apps for money transfers even when branches are closed.

Q3: Is today a holiday for all banks in India?

A: No, it’s only a regional holiday affecting specific cities where Ganesh Chaturthi is celebrated.

Q4: When is the next bank holiday?

A: August 28 (tomorrow) in Odisha and Goa, then October 2 for Gandhi Jayanti nationwide.

Q5: Do ATMs work during bank holidays?

A: Yes, ATMs operate normally during bank holidays for cash withdrawals and basic services.

Tanmay Giri

I am a content marketing expert, in Bong Bytes i write multiple genre research based contents for our readers all over the India.